Terms of Service
Last updated 21 July 2026. The ground rules for using PennyVault.
Using PennyVault
By creating an account or joining the waitlist you agree to these terms. If you don't agree, please don't use the service.
Your account
You're responsible for keeping your login details secure and for the activity on your account. Tell us promptly if you think someone else has access.
Acceptable use
Don't misuse the service: no attempting to break security, scrape data, disrupt other users, or use PennyVault for anything unlawful.
Not financial advice
PennyVault helps you organise your own money. It does not provide financial, investment or tax advice, and nothing in the app should be treated as such.
Availability and changes
We're pre-launch and improving quickly. Features may change, and we may occasionally need downtime for maintenance. We'll give notice of material changes where we can.
Ending your use
You can stop using PennyVault and delete your account at any time. We may suspend accounts that breach these terms.
Contact
Questions about these terms? Reach us via the Contact page.
Be first in line.
Join the waitlist and get early access the moment pennivault opens — plus your free plan, locked in.